Adam,

Sorry to hear it. I haven't been in that kind of a spot, but I have friends who have walked away from their homes when the local economy and job market went bad. It's not local now; we have a national (or maybe global) problem, and now more of my friends are losing their investments and looking at some grim housing prospects.

One of our sons and his wife bought a house that was forclosed on a couple of years ago. They got a good deal on the house, but that didn't do anything for the people that had to move out.